Scanned from a carte-de-visite which I bought this morning at a camera fair at Dunstall Park, Wolverhampton.
The reverse of the card reads: J T Mathias, Fato Prudentia Major, Jeweller & Photographer, Cardigan. Copies can be had on application.
Although I searched the internet I was unable to obtain an accurate translation of the phrase above.
This chaps hairstyle and beard are fantastic, his hairstyle reminded me of the Teddy boys.